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US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%

US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 1.14%. While S&P 500 was trading at 3,701.66, up by 0.98% and Nasdaq Composite 10,690.60 was also up by 0.71 per cent

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US Markets in green on Friday; Dow 30 up over 345 points, Nasdaq Composite, S&P 500 up nearly 1%
Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. Source: Reuters
US Markets were trading in the green on Friday with Dow 30 trading at 30,678.80, up by 345.25 points or1.14 per cent. While S&P 500 was trading at 3,701.66, up by 35.88 points or 0.98 per cent and Nasdaq Composite 10,690.60 was also up 75.75 points or 0.71 per cent. A Reuters report said that today’s strength was on the back of a report which said the Federal Reserve will likely debate on signaling plans for a smaller interest rate hike in December, reversing declines set off by social media firms after Snap Inc’s ad warning.

Source: Comex

Nasdaq Top Gainers and Losers

Source: Nasdaq

Earlier today, Indian stock markets ended the week on a winning note. It was the sixth straight gains for equity markets. The BSE Sensex ended at 59,307.15, up by 104.25 points or 0.18 per cent from the Thursday closing level. Meanwhile, the Nifty50 index closed at 17,590.00, higher by 26.05 points or 0.15 per cent. In the 30-share Sensex, 13 stocks gained while the remaining 17 ended on the losing side. In the 50-stock Nifty50, 21 stocks advanced while 29 declined.

Importance of Basic Diet and Nutrition – 4 Essential Fat Loss Tips

Is it necessary to provide our body adequate diet and nutrition? Is good nutrition important to our health? Eating well means achieving or maintaining adequate nutrition that is necessary for every person to improve and maintain optimal health. Eating healthily includes special diets for weight loss, lowering cholesterol level, blood pressure and controlling diabetes mellitus. It also includes nutritional guiding principles and healthy recipes. Basic nutrition and diet therapy are the two most important factors we should consider to keep our health to the fullest.A person’s diet is composed of the food they eat while nutrition is the means of nourishing our body appropriately. Adequate diet and nutrition means that your body is getting all the vitamins, nutrients and minerals it requires to function at its best level. Therefore, eating a healthy diet and nutrition is your primary way to get good health.Most people believe that a balance of diet and nutrition, including physical activity can help them reach and keep a healthy weight. However, the benefits of good nutrition, outweighs the weight. Good health can also improve heart and other body organs function, including mental health; improve school performance, better wound healing and fast recovery from injury or any diseases. Having enough diet and nutrition in our body system can also boost our immune system, increasing the body’s ability to fight off diseases and infections.Every individual has unique nutritional needs, and every person’s diet and nutrition should meet those specific needs. For instance, an infant requires different diet and nutrition than an adolescent. Also, the nutritional needs of a pregnant woman are much different from those of a toddler. On the other hand, a person’s height, current weight and activity level can also influence the quantity and quality of nutrients their body needs.Here are several tips for healthy diet and nutrition:1.Eat foods that are rich in fiber. Taking in fiber rich foods can make you feel full much longer as they stay extensively in the stomach compared with carbohydrates, tricking your brain that there are still enough foods in your tummy. Thus, keeping you off from food cravings.2. Include fruits and vegetables in your diet and nutrition. It is recommended to eat fresh frozen fruits rather than ready made fruit juice for most of your drinks. Eat adequate amount of dark green leafy vegetables, beans and peas most of the time as they contain lots of fiber.3 Eat lean meats. This is one way to reduce calorie intake, especially fats that go with meats. Other protein-rich foods include fish, peas, pork, seeds, nuts and beans.4 Eat all food groups in moderate amount. Be sure you know the limits of salt, fat and sugar especially those foods that are high in saturated and trans fat as they tend to raise bad cholesterol level in the blood, increasing our risk of having heart diseases.Generally, a healthy diet and nutrition is the one that provides your body balance nutrition. It is necessary to make smart selections from every food group, balance between food and physical activity and obtain most nutrition out of your calories.

The Four Most Effective Ways to Consolidate and Repay Your Debt

We all know how difficult it is to stay ahead of everyday bills. Perhaps you are finding it difficult to stay one step ahead with payments to creditors? As with most of us, I daresay you find you have too much month and too little money! There are ways of reducing your burden of debt and taking advantage of low interest rates, however – methods such as consolidating bills which have high interest rates into a single, affordable payment.Consolidating your debts will go a long way to avoiding the harassment from creditors and collection agencies alike and put you firmly back in the driving seat – in full control of your finances and payments to your creditors. There is a plethora of different methods of consolidating your debts and paying off bills: this will become clearer as you read on. Basically, there are 4 ways to consolidate multiple debts into a single monthly payment. Below I have provided you with an overview of each consolidation methods:1. Balance Transfer
2. Debt/Bill Consolidation Program
3. Personal Debt Consolidation Loan
4. Secured Debt Consolidation LoanBalance TransferThis option is meant specifically for individuals who need to consolidate personal credit card debts. If one of your credit cards has a low interest rate but carries a large credit limit then it is possible to transfer balances from other credit cards to this one, thereby helping to reduce your debt burden to some extent. It would be advisable, however, to ensure you read through the terms and conditions associated with the balance transfer thoroughly, prior to transferring any balance onto another credit card.These credit cards with low interest rates, invariably offering 0%, enable you to transfer balances from other cards: when you do this you will be charged a balance transfer fee which is generally in the region of 2 to 4% of the balance transferred. The 0% rate usually lasts for the period of 6 to 12 months, after which the interest rate is likely to be increased. It is at this time, when interest rates increase, that you look to transfer the balance on this credit card onto a new credit card offering 0% interest. This is how you make your credit card work to your benefit.You do have to adhere to certain regulations when you transfer your balance to a credit card offering 0% interest. As an example, you may not be able to purchase goods with this credit card and if you attempt to do so, the 0% interest rate becomes null and void and you will find, as a result, the interest rate on this card will probably go sky high!Debt/Bill Consolidation ProgramYou may not be in a position to apply for a balance transfer on your credit cards for one reason or another, in which case you would be better advised to seek professional help to consolidate your debts. Try applying to one of the online consolidation services to arrange to consolidate your bills. These services provide bill consolidation programs that will make it much easier for you to pay off your debts.The first step, once you apply for a bill consolidation program, is for a Debt Consultant to review your full financial situation. The Debt Consultant will then liaise with your creditors in an attempt to reduce the interest rates on your accounts. Reducing or freezing the interest rates on outstanding bills goes a long way to help make your debt repayments affordable. The best thing about these consolidation programs is that they relieve you from the stress of juggling several payments together.Personal Debt Consolidation LoanThe concept behind this kind of loan is to lump all your outstanding bills together – regardless of whether they are credit cards, payday loans, student loans etc – and then, from the money your receive from the personal debt consolidation loan, pay off each one in a single lump payment. The advantage of a personal debt consolidation loan is the single low monthly payment you make, together with an interest rate on a single loan as opposed to interest rates on a number of bills mounting up into lots of unmanageable payments.Secured Debt Consolidation LoanYou need to have collateral in order to be accepted for a secured loan. Basically, these are home equity loans which can be used to pay off all your debts using a large lump sum you obtain with this secured loan, effectively ending up with just a single payment – that of the secured debt consolidation loan. As long as you don’t subsequently take out further credit of any sort once you have paid off everything you owe, this loan would be an excellent idea to help you get back on your feet. You do have to be fairly disciplined with yourself and turn down the offer of any further credit, otherwise you will be back in the same situation you were in before. The main disadvantage of this secured loan is that, if you default on your payments, you risk losing your home if the bank or loan company applies for a foreclosure order.SummaryDiscipline is the key to getting rid of all your debts. You need to avoid re-using any of the accounts that you have just paid off, otherwise you will be exactly back where you started – with the addition of further debts in the shape of the secured or unsecured loan you took out to clear this plethora of bills. Do everything in your power to avoid getting back into the unmanageable situation you were in before: leave your credit cards in the drawer at home and maintain as much of a frugal lifestyle as you can until all your bills are completely clear. If, in the future, you take out credit to fund your lifestyle, ensure you pay your bills on time, with no late payments and no defaults. As long as you only take out the credit you can afford to pay back you can face the future without stress or worry.
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